B2B Debt Collection: The Silent Calculation Between the Executive and Monitorio Proceedings

Executive or monitorio? In B2B portfolio collection, the procedural path is dictated by the available instrument, the amount in controversy, and the debtor’s asset profile — and choosing wrong costs time, money, or the entire credit. An operational analysis of the regime governing pagarés, negotiable commercial invoices, and ordinary invoices under the COGEP and the Commercial Code, with the strategic criteria that separate professional collection from improvised collection.